AUTO

Get auto insurance that will help protect you! Figuring out the world of vehicle insurance isn’t always easy. But at Appleseed Insurance LLC, we live it. And we’re here to help you understand this world – so you can get the coverage you need at a price you can afford. We represent insurance companies that can insure your car, truck, SUV, motorcycle, motor home, boat and recreational toys. Get a FREE insurance review by licensed, local professionals.  An Appleseed Insurance LLC licensed, local professional will:  Assess your insurance needs Explain auto insurance coverages required by state law and those that are optional. Help you select the deductible and limits that meet your needs. Find out what discounts and advantages are available for you. Find an insurance company that is best for you. 

Auto insurance is a complicated matter. Many people have an insurance policy but do not exactly understand how they are covered or what they will do if they find themselves in the position of needing to utilize their insurance. Discover the basic types of car insurance and find out how to obtain the coverage you need for your particular situation.  

Collision Coverage – This is the basic insurance type that covers your vehicle if you collide, or run into, something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge. 

Comprehensive Coverage – This covers anything that may happen to your car that is not directly related a collision. This would include things such as theft, fire, hitting a deer or vandalism. 

Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount. 

Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected. Now that you understand a bit more about the different types of auto insurance available, you are probably ready to find the right coverage for you. The best way to do this is to work with an independent agency that will allow you to compare insurance quotes online. By doing this, you can rest assured you are getting the best deal as well as getting the personal attention you need.