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Commercial insurance, also called business insurance, can shield your business from costly risks like injuries, theft, property damage, and lawsuits.

Small business owners can purchase different types of commercial ,insurance coverage which compensate them for financial losses arising from a variety of situations. 

Generally, commercial insurance protects a business from standard risks, or liabilities, including:

• Client lawsuits
• Property theft and damage
• Customer or employee injury
• Unexpected events

It won't protect a business against everything, but business insurance can be a lifesaver in (potentially) expensive situations.